A Buyer's Guide
You want to buy a house, land or investment property. What do you do next? Look over this page and gain an helpful idea of is involved with your real estate pursuit. Then let me know how I can help you get started in this important step in your life.
By the way, I can provide listings by email as they become available to streamline the process.
How I Can Help
Before you start looking
Closing Costs
This is how I represent you
As Your Agent it is my job to:
- Make available to you the properties in the area that meet your criteria.
- Guide you through the entire home buying process. Touring properties, writing up offers, negotiating terms, scheduling inspections to bring your deal to the closing table are a few of the responsibilites I take on for your transaction.
- Prepare a Market Analysis of your target area to see if the asking price reflects the market price.
- Work to answer your questions or direct you to the answers about the local market area, including schools, neighborhoods, the local economy, and more.
Before You Start Looking For Your New Home:
- Become Preapproved through a quality lending institution. This equipts you to make a strong offer once we have found the property that you want. I can suggest some very good lenders. look at the RESOURCE CENTER to see those I trust. Or give me a call to speak further about lenders who are truly professional.
- Most all lenders will check your credit rating. If there are any credit problems they can help you straighten out any errors before its too late.
- Determine a comfortable monthly budget with your loan officer for your new purchase, including down payment and monthly payment. Be sure to ask about the estimated closing costs involved with purchasing real estate.
- Contact ME! I can get a head start for you in the process of finding the right property.
Closing Costs to Expect:
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as termites.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
